Voyage à l’étranger avec Medicare: Qu’est-ce qui est couvert?

Une cheville tordue. Un estomac contrarié. La grippe. Tout peut arriver lorsque vous voyagez à l’étranger.

La bonne nouvelle est que les régimes Medicare Advantage et Medicare Supplement peuvent aider à couvrir les dépenses médicales d’urgence à l’étranger. Cela peut vous aider à économiser du temps et de l’argent.

“Avoir une assurance complémentaire est toujours une bonne option pour voyager à l’étranger”, a déclaré Ty Wooldridge, président et chef de la direction d’Aetna Senior Supplemental Insurance. “Mes parents ont plus de 80 ans et voyagent toujours dans le monde. Cela me réconforte de savoir qu’ils sont couverts par un plan Medicare Supplement d’Aetna.”

Si vous avez des projets de voyage internationaux pour la retraite, il est sage de planifier à l’avance et de rechercher des options de couverture supplémentaires.

Option 1: Ajouter un plan de supplément Medicare (également appelé Medigap)

Il existe six options de plan Medigap (C, D, F, G, M et N). Ils couvrent les urgences médicales en dehors des États-Unis, à condition que les soins médicaux soient dispensés dans les 60 jours suivant leur départ des États-Unis.

Avec un plan Medigap couvrant les voyages à l’étranger, vous payez une franchise de 250 USD plus une coassurance de 20%, et vous bénéficiez d’une indemnité maximale à vie de 50 000 USD.

Option 2: Inscrivez-vous pour un plan Medicare Advantage

Certains régimes Medicare Advantage couvrent les urgences médicales à l’étranger. Si vous envisagez Medicare Advantage et envisagez de voyager en dehors des États-Unis, adressez-vous à la compagnie d’assurance pour savoir si elles couvrent les soins d’urgence en dehors des États-Unis. Vous pouvez contacter votre plan pour plus d’informations.

Il est important de savoir que les plans Medicare Advantage et Medigap ne peuvent pas être utilisés ensemble. Vous pouvez choisir l’un ou l’autre en fonction de vos besoins en matière de soins de santé.

Savoir avant de partir

Original Medicare (parties A et B) ne couvre généralement pas les traitements en dehors des États-Unis et de ses territoires (Guam, Porto Rico, Îles Vierges américaines, Samoa américaines et Îles Mariannes du Nord). Heureusement, certains régimes Medigap et Medicare Advantage offrent une couverture à l’étranger pour les visites médicales d’urgence.

Il est également important de savoir que les régimes de médicaments sur ordonnance de Medicare (partie D) ne couvrent pas les médicaments ambulatoires achetés en dehors des États-Unis. Si vous prenez des médicaments pour gérer une condition, il est essentiel de les prendre avec vous. kenner Regional Médical Centre Les bagages peuvent se perdre, alors rangez vos médicaments dans un bagage à main. Et emportez des frais supplémentaires en cas de retards ou d’annulations de vols imprévus.

Soyez proactif et recevez vos vaccins à l’avance

Dans les pays tropicaux, les médicaments préventifs sont essentiels. Vous pouvez vérifier auprès des Centres de contrôle des maladies (CDC) et de l’Organisation mondiale de la Santé les recommandations concernant tous les pays que vous avez l’intention de visiter. Ensuite, prenez rendez-vous avec votre médecin pour passer en revue votre carnet de vaccination et recevoir les vaccins spécialisés dont vous avez besoin.

Voyages sécuritaires et heureux!

Faultfinders’ Choice: Horse shock for Lady Gaga pursues grant win

Woman Gaga had a passionate night on Sunday – first giving a sad discourse at a film grant service, however then hurrying to be with her cherished steed in the wake of finding it was biting the dust.

The night began with the star sharing the best performing artist prize with Glenn Close at the Critics’ Choice Awards.

Yet, she composed on Twitter: “Soon after the show I discovered that my dear blessed messenger of a steed, Arabella, is kicking the bucket.

“I am hurrying to her currently to bid a fond farewell.”

The artist and performing artist included: “She is and was a wonderful steed. Our spirits and spirits were one.

“When she was in torment, so was I. I will always remember the minutes we shared. Long climbs together, dashing through the gullies. Encouraging her treats. Read More: Ary News, Ary Digital, Ary Sports, CNN

“She will perpetually be a piece of me. I am extremely pitiful. However, I wish for your agony to end, and the entryways of paradise to open for you. I cherish you. Young lady, where do you believe you’re goin?”

Prior, she imparted some warm minutes to Close – one of her adversaries for the Oscars – at the Critics’ Choice function in Los Angeles.

The best performer grant was shared between Gaga for her job in A Star Is Born and Close for The Wife.

Gaga separated in tears in front of an audience, and furthermore uncovered that Close is “great companions” with her mum. She additionally won best melody for Shallow.

England’s Olivia Colman – the other principle contender for best on-screen character at the Oscars – won a different prize for best performing artist in a parody for period satire dramatization The Favorite.

The Critics’ Choice victors are among the key markers for who may triumph at the Academy Awards on 24 February. Christian Bale won both best performing artist and best performer in a parody for Vice.

Roma, Alfonso Cuaron’s semi-self-portraying highly contrasting representation of the life of a house keeper in Mexico City in the mid 1970s, was named best film.

The service likewise respects TV appears, and the other British victors included Matthew Rhys, Ben Whishaw and Thandie Newton.


Kumkum Bhagya – Summary of the Whole Series

Sarla Arora who runs a marriage corridor lives with the expectation of seeing her two little girls cheerfully wedded. Pragya, the senior girl, who is commonsense, dedicated and focused on supporting her family, educates at a school to guarantee that her mom’s profit never miss the mark. Amidst this weight on her, she’s overlooked how to loosen up or seek after any interests of her own. Bulbul, the more youthful little girl who has her mind in another place. She’s vivacious, shrewd, up-to-date and a total visionary. She additionally carries out a responsibility however despises her manager who later succumbed to her.

The show pursues lives of the two sisters, their expectations dreams and goals. All the while, Abhi is a Rock star with his very own clique following. Abhi and Pragya have coincidently met a few times, In the presentation, Akash and Rachna’s plot was presented where Akash (Abhi’s more youthful playboy sibling) was in association with Suresh’s sister Rachna, both were covertly hitched and when Rachna was Pregnant with his tyke, she was disregarded, to this Pragya and her family battled for her and in the long run Pragya experienced passionate feelings for Suresh however he then again succumbed to Bulbul. At the same time, Purab who happens to be Abhi’s closest companion employed Bulbul for an occupation in his office, his inconsiderate conduct makes Bulbul abhor him, anyway in the wake of looking each other inside and out, the two build up a delicate corner for one another and later became hopelessly enamored. Story demonstrates how their connection purchased Abhi and Pragya all the more closer. Aliya(Abhi’s sister) saw Pragya with Purab together, she gets herself into misconception that Purab engages in extramarital relations with her. Proposition to be engaged of Abhi is purchased to Pragya (she had parted ways with Suresh due to the unsuccessful Kundli custom), she acknowledges it seeing her mom’s joy. The two get hitched joyfully yet on night of their marriage, Pragya gets some answers concerning reality behind her marriage, she finds that Abhi and Aliya are rendering their retribution from her reasoning that she controlled Purab. For her sister’s insurance, Pragya deceived Abhi and Aliya that she is the person who Purab cherishes. At the point when Bulbul discovers Purab being Aliya’s life partner, she approached him to wed her for Pragya’s insurance.

Upon the arrival of their marriage, he escapes from Abhi’s chateau and requested that Bulbul wed him, Bulbul uncovers reality to Abhi as she needs Pragya happy.Abhi chooses to get Purab with his girlfreindfinds out Bulbul is the young lady whom Purab adores. Kumkum Bhagya An entangled connection begins throughout everybody’s life. Aliya and Tanu plan connivances against Pragya yet their plans fizzled and got her all the more near Abhi. Beginning from a phony MMS, which was against Pragya, anyway Abhi became more acquainted with of truth and enhanced his connection with Bulbul and Purab. This was trailed by the Kidnap Arc where Aliya needed Bulbul to be abducted on her commitment however as a general rule Pragya got grabbed, when Abhi went to spare her, Neel shot him after which Pragya proposed to him. There new arranging of Tanu being Pregnant with Abhi’s kid happen, while settling this, Pragya and Abhi begin to look all starry eyed at and Pragya made Rachna and Aakash wedded joyfully. Where as Aliya strokes Bulbul’s head on her big day, she covers her face and endeavors to wed Purab however gets unveiled by Abhi and Abhi chooses to toss Aliya out. An irate Aliya makes a phony statement of regret and intends to crush Abhi. One day Pragya hears her discussion and furthermore became acquainted with that Tanu isn’t pregnant with Abhi’s youngster. She meets with a mishap and returns following Twenty days in another strong look. She guarantees that she is the proprietor of Abhi’s home and property and begins acting impolitely with everybody which makes Abhi and Sarla detest her. It is uncovered that Pragya alongside Bulbul, Dadi and Purab is endeavoring to uncover Aliya and Tanu and is in scan for Tanu’s genuine beau and father of her unborn infant kid.

With Aliya’s developing want for Purab, Pragya dreams and saw Aliya executing Bulbul, In request to secure Purab and Bulbul she furtively takes them with her and get them wedded cheerfully, groupings demonstrate how the two develop all the more closer and how Aliya gets envious. Upon the arrival of their gathering, Aliya by and by contacts Vijay and plans to murder Pragya, she cuts the rope lightning on Pragya, however so as to spare her Bulbul pushes her and gets herself harmed. Her whole face gets harmed and a hurt Bulbul achieves a bluff where Pragya endeavors to quiet her. Bulbul bounces down and submits suicide. Akash and Rachna are presently back and are currently engaged with Pragya’s central goal. As the family goes in distress because of Bulbul, Aliya figures out how to steel the intensity of lawyer papers which Abhi erroneously marked from Pragya when she was oblivious. Aliya supplanted Abhi’s name with her and asserted that now she is the new proprietor of the house, she got out of hand with Abhi and guaranteed that she will render retribution from him, when she starts to torment Pragya, Pragya uncovers a recording with a few different confirmations against Aliya and uncovered her real nature to everybody, Abhi slaps and rebuffs her at that point sent her to Jail, after this she starts to look for the third individual Raj whom she uncovered with help of Ronnie. After Pragya unveiled reality about his capture due to Mitali, Raj laments and apologizes to Abhi and Abhi pardons him.Raj transforms into a positive job.

In addition, One day Sarla goes into a misconception that Pragya needs to complete their marriage corridor, anyway Purab discloses to her reality and Sarla then goes mindful of Pragya’s genuine mission. Rachna, Dadi, Pragya, Purab and Sarla then begin to search forward for their arrangement, on extorting Tanu. Pragya masks herself and asks Tanu to meet her with her beau so she can really know his identity. On the planned area Sarla makes a visit to meet Pragya after which Tanu and Nikhil develop into a misconception that it was her who thought about their mystery. She gets abducted yet escapes following multi day, when she met Pragya, Nikhil strokes her with his vehicle and closures her in a mishap after which she is hurried to the healing center. Abhi takes Sarla to his home to deal with her. Sarla ends up cognizant however Doctor uncovers that Sarla is having loss of motion and couldn’t talk or move.

In Abhi’s shake show Pragya comes to realize that Nikhil is the dad of Tanu’s unborn infant child.Pragya uncovers this Truth to Dadi, Akash, Purab, Rachna and Ronnie.Ronnie seizes Tanu and requests that her call Nikhil.Nikhil comes and spares Tanu.Pragya advises Ronnie to unnerve Tanu claiming to be a phantom so that Tanu uncovers her truth.Pragya asks for Abhi to accompany her in the lawn of his house.Ronnie calls Tanu professing to be Nikhil.Abhi chooses to get the cheat sent by Aliya and goes and pursues him.Pragya records Tanu uncovering her fact to Ronnie while he was frightening her professing to be an apparition and chooses to demonstrate it to Abhi so that Abhi will rebuff and toss her out of his life.Abhi was so irate in view of that Pragya chooses to demonstrate the video to Abhi later.